Tampa, Fla. - Rosetta Technologies, a leading provider of MICR printers and check and Image Replacement Document (IRD) software solutions, has released "The Last Mile: Emerging Best Practices in Returns Processing", a free white paper that discusses how accelerating changes in the way paper returns are processed and cleared are dramatically changing the landscape of the post-Check 21 world.

"The Last Mile" focuses on efforts by financial institutions, third party processors, and software vendors to eliminate remaining barriers to receiving incoming return items electronically. It also studies how the continued restructuring of check services by the Federal Reserve is leading many banks and credit unions to re-examine their returns processing and IRD print strategy.

The white paper also discusses:

-The current state of Check 21 adoption and market changes that are forcing institutions and item processors to rework their returns processing strategy.
Understanding the new risks to which institutions are now vulnerable.
-The advantages and disadvantages of different decisioning/resubmission/IRD delivery models - including both distributed and remote - that institutions should consider.
-Best-of-breed features that should be considered for any return item delivery solution.